Balance Labs

Dated answer · 2026-09-01

FICO or VLO: which is the higher-quality business?

Same dated snapshot (2026-09-01): FICO scores 100/100 vs VLO 100/100 on the rule-based Berkshire checklist (very high vs very high band). Quality grades the business only — the lower-quality name can still be the better deal at the right price.

Snapshot2026-09-01 · source: yahoo
FICO (Fair Isaac)VLO (Valero)
Market / sectorus · Technologyus · Energy
Price$1,157.06$348.03
Quality score100/100100/100
Engine signalLONG · 68 bars · uPnL -5.9%LONG · 303 bars · uPnL +159.6%
Total return-33.1%+159.6%

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Balance Labs Research Desk (2026-09-01). "FICO or VLO: which is the higher-quality business?." balancelabs.app · https://balancelabs.app/stocks/compare/fico-vs-vlo/q/fico-or-vlo-higher-quality · CC BY 4.0

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← FICO vs VLO · snapshot 2026-09-01 · not investment advice